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- Why do people get in to debt over tuition?
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| Why do people get in to debt over tuition? | |
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| Tweet Topic Started: Apr 26 2016, 01:08 AM (1,236 Views) | |
| + Steve | Apr 26 2016, 01:08 AM Post #1 |
Greetings. I will be your waifu this season.
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I've never really understood this. Why do people go to schools they can't afford, take out loans for said schools they may never be able to pay back and get degrees in things that either won't offer them decent jobs/money or much in the way of jobs at all? I understand it's ridiculously expensive to pay for this stuff in the likes of the US but...why bother until you can afford it? Even if it takes years of saving up and taking crappy jobs surely being financially secure and having all that experience once you get your degree or whatever is the much better option? Generally I don't get why people act like they have no part to play in getting in to debt. Do people just get the idea that they're going to get a degree and climb up the ladder to success at rocket speed and pay everything off or what? |
 Definitely not a succubus, fear not | |
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| Daemon Keido | Apr 26 2016, 02:00 AM Post #2 |
Warmaster of Chaos
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Pretty much, yeah. They get stuck thinking more education=bigger bank balance. |
A Shadow is merely Darkness in the presence of Light Thanks Kid Buu for this awesome sig! The Emperor Protects | |
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| * Yu Narukami | Apr 26 2016, 02:15 AM Post #3 |
Izanagi!
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Well, you get stuck in a job, and that's it, you're done, at least in many people's eyes. Y'either fork out for University and go now, or you stay in a job and hopefully save up enough money to pay for it in the next few decades. University's also muuuuuu~uuuch easier if you're jumping straight from Education; you have to relearn a lot of stuff if you leave Education for a while. |
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Apr 26 2016, 02:24 AM Post #4 |
What will you do when you get old?
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I work with this guy who is going to college to be a neurosurgeon. He's failed most of his classes twice and just keeps retaking them. He's so far in debt that he needs to become a neurosurgeon to ever be able to pay it off. Anyway yeah, they think when they get a piece of paper that says they are a qualified whatever, that they'll also be magically offered a job that can pay the debt off in a month or less. |
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| * Yu Narukami | Apr 26 2016, 02:28 AM Post #5 |
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Izanagi!
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Or they could just want to learn. You're not gonna learn about the specific subjects that you study in University unless you attend, and the crippling debt is going to be there no matter when you go to study. |
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Apr 26 2016, 02:39 AM Post #6 |
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What will you do when you get old?
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Everything they teach you in university is out there on the internet, the only real purpose to it is labs and practical applications, but actually studying something or reading on a subject doesn't require university attendance. I know a few people with degrees in a certain subjects who have next to no knowledge in their field of study. |
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Apr 26 2016, 06:18 AM Post #7 |
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That's definitely not true, at least not in my field of study. You would never be able to learn half of the crap I've learned from google searches, and a lot of material is restricted to special collections on college campuses and university databases that a person who isn't a student would never be able to access. |
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| + Pyrus | Apr 26 2016, 06:28 AM Post #8 |
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It would take something like 10 years working at McDonald's (minimum wage here of $7.25/hr) to afford a single year of some of the more prestigious schools. f*** that dank nonsense. And that's working 40 hours every single week, no injuries, no suspensions, no sabbaticals, no pay cuts, and not factoring in all the other expenses of life. Edited by Pyrus, Apr 26 2016, 06:30 AM.
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Apr 26 2016, 06:53 AM Post #9 |
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What will you do when you get old?
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You can torrent or purchase just about any book ever published in .pdf format now, unless it's the single handwritten journal of some psychologist, and even then if it's a well known journal people scan it and put it out there. |
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Apr 26 2016, 06:58 AM Post #10 |
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Do you have any evidence to back that statement up? My own logic and research say otherwise. I doubt you'd be able to find many scholarly articles that would actually be useful for highly specific 16th century literature research through a google search, and I doubt even more highly that you'd be able to find primary texts from early centuries on google. It's illegal to put anything copyrighted on the internet, and most people don't try to mess with that, let alone when it concerns something as old and obscure as early modern literature. |
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| + Pyrus | Apr 26 2016, 07:12 AM Post #11 |
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Legality is irrelevant for some torrenting sites, at least the deeper you go on the web. |
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| Buuberries | Apr 26 2016, 07:14 AM Post #12 |
No
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Lmao, I found it so difficult to find s*** I needed for research half the time. Even scans I found weren't complete. Degrees are an investment. Just because there are students who don't know what to do with theirs, are dumbasses and don't know much about their field or whatever else, doesn't automatically mean degrees are useless for everyone. I'm sure it also depends on the subject as well since some are going to be more in demand than others. Ofc you don't need a degree to be successful, but that doesn't mean degrees are worthless. I'm sure you can find various studies online to show that on average graduates eventually amass more dosh than non-graduates throughout their life. I came across a few before I applied for university but I can't be bothered to find them now. I'm 99% sure they exist. Anecdotal evidence, but literally all my friends who have degrees are better-off than friends who don't even if they're in an unrelated field to their degree lol. The ones who are non-graduates doing well for themselves have been working since finishing their A-levels and have that if-I-switch-jobs-it'll-be-for-better-pay mentality. The ones who are really successful or I know will be successful have been working whilst studying. I pay off my student loan £30 a month -- it gets taken straight out of my monthly wage. I don't earn much, but that's still peanuts to me. I'd much rather have that and have my foot in the door of where I want to go with the prospect of being in a career in a field I'm passionate about rather than having it entirely closed off and only being able to have a job to make ends meet. Edited by Buuberries, Apr 26 2016, 07:40 AM.
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| + Pyrus | Apr 26 2016, 07:19 AM Post #13 |
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Well, yeah, I could hardly find what I needed when I was actually looking for that stuff back in the day, but that was before I came across the more private torrent sites. Pirate Bay and Demonoid were just the tip of the iceberg. |
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Apr 26 2016, 07:22 AM Post #14 |
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Yep yep. About the whole "certain degrees are worthless" thing. No degree is worthless. Any degree is better than no degree. And I know from firsthand experience that the people who point fingers saying "this degree is worthless" don't understand or have any knowledge of the many job opportunities that are actually out there and what companies are really looking for. "An art degree is worthless." Really? Graphic design. Cartooning. Animation. Literally every company out there is looking for someone who can draw them up a nifty logo or design a cool website. "An English degree is worthless." This is my personal knowledge hot spot when it comes to jobs. Any person who says this doesn't understand how the job market works. Every company wants someone who can write clearly and accurately, someone with good written communication skills. Any standard Joe with a degree in something else (sadly) can't write worth a damn. None of this applies to me since I plan on getting a doctorate, but yeah. The more you know. Also, you can't find the type of stuff I research on pirate bay, bruh. Edited by Doggo Champion 2k17, Apr 26 2016, 07:23 AM.
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| Buuberries | Apr 26 2016, 07:39 AM Post #15 |
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oops I didnt mean to say that some degrees are worthless. I just meant some are more sought-after than others. not going to lie tho I used to be a snob like that even though my subject gets snubbed by the physical sciences, but after speaking to a bunch of people over the years about their assignments in degrees like media and photography and s***, it basically shook up my assumptions of those subjects. |
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